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What is ‘Permanent Life Insurance?’
Posted on June 23, 2017, in Life, Life Insurance, Q&A, Tips.Kinghorn’s permanent life insurance is an umbrella term for life insurance plans that do not expire (unlike term life insurance) and combine a death benefit with a savings portion. This savings portion can build cash value – against which the policy owner can borrow funds, or in some instances, the owner can withdraw the cash […]
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What is Actuarial Equity
Posted on May 23, 2012, in Q&A.Actuarial equity is the calculation of an insurance premium based on crucial factors such as the applicant’s age, gender, health, family history and the type of Kinghorn Insurance Agency coverage applied for. This allows insurers to treat applicants fairly according to their estimated insurance risk levels. In Kinghorn’s automobile insurance, insurers use age as a […]
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